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 FINANCIAL POLICIES
 
To reduce confusion and misunderstanding between our patients and practice, we have adopted the following policies. If you have any questions regarding these policies, please discuss them with our Account manager. We are dedicated to providing the best possible care and service to you and regard your complete understanding of your financial responsibilities as an essential element of your care and treatment.

Insurance:
We have made prior arrangements with many insurers and health plans to accept an assignment of benefits. This means that we will bill those plans for which we have an agreement and will only require you to pay the authorized co-payment/co-insurance at the time of service. This office's policy is to collect this co-payment/co-insurance when you arrive for your appointment

HMO:
The co-payment made at the front desk is for the visit only and often considered the time you spend with the physician. If an HMO patient follows the referral or authorization guideline before their visit to a specialist, medical necessity and service is a covered service as determined by your insurance company.

All other Insurances:
The co-payment made at the front desk is for the visit only often considered the time you spent with the MD. If you have any procedures performed during your visit to Urology Team, the procedure co-payment, deductible and or co-insurance (most-likely) is not covered in the co-payment made at the front desk. Unless otherwise stated by your insurance company, all other insurances have -CO-PAYMENTS & OR COINSURNCE, ENCOUNTER FEES, YEARLY DEDUCTIBLES, MUST MEET MEDICAL NECESSITY AND BE A COVERED SERVICE. In other words, the amount you pay during your visit may not be all you owe. Your final responsibility will be determined after your insurance company has received a bill for all services rendered, process and paid your claim.

Miscellaneous:
You acknowledge that the insurance card and information provided each visit is the correct and current information. You understand that it is your responsibility to inform THE PROSTATE CENTER OF AUSTIN if a change in your insurance coverage occurs

If you have insurance coverage with a plan for which we do not have a prior agreement, we will prepare and send the claim for you on an unassigned basis. This means that your insurer will send the payment directly to you. Consequently, the charges for your care and treatment are due at the time of the service.

In the event that your health plan determines a service to be "not covered," you will be responsible for the complete charge. Payment is due upon receipt of a statement from our office. SERVICES MOST OFTEN DENIED BY INSURANCE COMPANIES: FERTILITY AND RELATED WORKUP TO INCLUDE MESA AND VASECTO your REVERSALS, SEXUAL DYSFUNCTION AND RELATED WORKUP MOST OFTEN ERECTILE DYSFUNTION, SOME LAPAROSCOPIC PROCEDURES. Please call your insurance company to verify coverage of these services. The customer service number is located on your card.

We will bill your health plan for all services provided in the hospital. Any balance due is your responsibility and is due upon receipt of a statement from our office. You understand that should a Urology Team physicians visit you in the hospital or perform surgery, that these physician fees are separate than surgical assists, hospital, anesthesia, lab or pathology fees.
  
 
 
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